Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,295 | Total Deposit: £629.50 | Total Amount of Credit: £5,665.50 | First Payment: £143.38 | 46 Monthly Payments: £143.38 | Final Payment: £144.38 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,217.74 | Total Amount Payable: £7,512.74 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £6,295 | Total Deposit: £629.50 | Total Amount of Credit: £5,665.50 | First Payment: £143.38 | 46 Monthly Payments: £143.38 | Final Payment: £144.38 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,217.74 | Total Amount Payable: £7,512.74 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,495 | Total Deposit: £649.50 | Total Amount of Credit: £5,845.50 | First Payment: £147.94 | 46 Monthly Payments: £147.94 | Final Payment: £148.94 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,256.62 | Total Amount Payable: £7,751.62 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £6,495 | Total Deposit: £649.50 | Total Amount of Credit: £5,845.50 | First Payment: £147.94 | 46 Monthly Payments: £147.94 | Final Payment: £148.94 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,256.62 | Total Amount Payable: £7,751.62 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
£25,998 + VAT
From £569/month
Ford
Transit Custom
£25,998 + VAT
(From £569/month)
2024
9,852 miles
Diesel
Manual
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £31,197.60 | Total Deposit: £3,119.76 | Total Amount of Credit: £28,077.84 | First Payment: £568.44 | 47 Monthly Payments: £568.44 | Final Payment: £9,078 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,285.28 | Total Amount Payable: £39,482.88 | Annual Fixed Interest Rate: 5.77% | Representative APR: 11.10%
Product: Personal Contract Purchase | Cash Price: £31,197.60 | Total Deposit: £3,119.76 | Total Amount of Credit: £28,077.84 | First Payment: £568.44 | 47 Monthly Payments: £568.44 | Final Payment: £9,078 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,285.28 | Total Amount Payable: £39,482.88 | Annual Fixed Interest Rate: 5.77% | Representative APR: 11.10%
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,995 | Total Deposit: £1,399.50 | Total Amount of Credit: £12,595.50 | First Payment: £235.32 | 47 Monthly Payments: £235.32 | Final Payment: £4,741.54 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,441.40 | Total Amount Payable: £17,436.40 | Annual Fixed Interest Rate: 4.91% | Representative APR: 9.90%
Product: Personal Contract Purchase | Cash Price: £13,995 | Total Deposit: £1,399.50 | Total Amount of Credit: £12,595.50 | First Payment: £235.32 | 47 Monthly Payments: £235.32 | Final Payment: £4,741.54 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,441.40 | Total Amount Payable: £17,436.40 | Annual Fixed Interest Rate: 4.91% | Representative APR: 9.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,995 | Total Deposit: £999.50 | Total Amount of Credit: £8,995.50 | First Payment: £190.30 | 58 Monthly Payments: £190.30 | Final Payment: £191.30 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,423.50 | Total Amount Payable: £12,418.50 | Annual Fixed Interest Rate: 5.30% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £9,995 | Total Deposit: £999.50 | Total Amount of Credit: £8,995.50 | First Payment: £190.30 | 58 Monthly Payments: £190.30 | Final Payment: £191.30 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,423.50 | Total Amount Payable: £12,418.50 | Annual Fixed Interest Rate: 5.30% | Representative APR: 9.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £16,598 | Total Deposit: £2,766.33 | Total Amount of Credit: £13,831.67 | First Payment: £354.45 | 46 Monthly Payments: £354.45 | Final Payment: £364.45 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,191.93 | Total Amount Payable: £19,789.93 | Annual Fixed Interest Rate: 5.75% | Representative APR: 11.10%
Product: Hire Purchase | Cash Price: £16,598 | Total Deposit: £2,766.33 | Total Amount of Credit: £13,831.67 | First Payment: £354.45 | 46 Monthly Payments: £354.45 | Final Payment: £364.45 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,191.93 | Total Amount Payable: £19,789.93 | Annual Fixed Interest Rate: 5.75% | Representative APR: 11.10%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,598 | Total Deposit: £859.80 | Total Amount of Credit: £7,738.20 | First Payment: £163.70 | 58 Monthly Payments: £163.70 | Final Payment: £164.70 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,084.80 | Total Amount Payable: £10,682.80 | Annual Fixed Interest Rate: 5.30% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £8,598 | Total Deposit: £859.80 | Total Amount of Credit: £7,738.20 | First Payment: £163.70 | 58 Monthly Payments: £163.70 | Final Payment: £164.70 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,084.80 | Total Amount Payable: £10,682.80 | Annual Fixed Interest Rate: 5.30% | Representative APR: 9.90%
£10,495
From £321/month
Volkswagen
Scirocco
£10,495
(From £321/month)
2012
32,541 miles
Petrol
Manual
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,495 | Total Deposit: £1,049.50 | Total Amount of Credit: £9,445.50 | First Payment: £320.35 | 32 Monthly Payments: £320.35 | Final Payment: £321.35 | Agreement Duration: 34 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,447.40 | Total Amount Payable: £11,942.40 | Annual Fixed Interest Rate: 5.25% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £10,495 | Total Deposit: £1,049.50 | Total Amount of Credit: £9,445.50 | First Payment: £320.35 | 32 Monthly Payments: £320.35 | Final Payment: £321.35 | Agreement Duration: 34 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,447.40 | Total Amount Payable: £11,942.40 | Annual Fixed Interest Rate: 5.25% | Representative APR: 9.90%
£56,995
From £1,299/month
Aston Martin
DB9
£56,995
(From £1,299/month)
2014
22,000 miles
Petrol
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £56,995 | Total Deposit: £5,699.50 | Total Amount of Credit: £51,295.50 | First Payment: £1,298.30 | 46 Monthly Payments: £1,298.30 | Final Payment: £1,299.30 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £11,023.90 | Total Amount Payable: £68,018.90 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £56,995 | Total Deposit: £5,699.50 | Total Amount of Credit: £51,295.50 | First Payment: £1,298.30 | 46 Monthly Payments: £1,298.30 | Final Payment: £1,299.30 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £11,023.90 | Total Amount Payable: £68,018.90 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £16,995 | Total Deposit: £1,699.50 | Total Amount of Credit: £15,295.50 | First Payment: £341.63 | 58 Monthly Payments: £341.63 | Final Payment: £351.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,212.30 | Total Amount Payable: £22,207.30 | Annual Fixed Interest Rate: 6.80% | Representative APR: 12.90%
Product: Hire Purchase | Cash Price: £16,995 | Total Deposit: £1,699.50 | Total Amount of Credit: £15,295.50 | First Payment: £341.63 | 58 Monthly Payments: £341.63 | Final Payment: £351.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,212.30 | Total Amount Payable: £22,207.30 | Annual Fixed Interest Rate: 6.80% | Representative APR: 12.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,495 | Total Deposit: £949.50 | Total Amount of Credit: £8,545.50 | First Payment: £216.27 | 46 Monthly Payments: £216.27 | Final Payment: £217.27 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,836.46 | Total Amount Payable: £11,331.46 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £9,495 | Total Deposit: £949.50 | Total Amount of Credit: £8,545.50 | First Payment: £216.27 | 46 Monthly Payments: £216.27 | Final Payment: £217.27 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,836.46 | Total Amount Payable: £11,331.46 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
£38,995 + VAT
From £1,/month
Ford
Ranger
£38,995 + VAT
(From £1,/month)
2024
11,680 miles
Diesel
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £46,794 | Total Deposit: £7,799 | Total Amount of Credit: £38,995 | First Payment: £999.60 | 46 Monthly Payments: £999.60 | Final Payment: £1,009.60 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,995.80 | Total Amount Payable: £55,789.80 | Annual Fixed Interest Rate: 5.76% | Representative APR: 11.10%
Product: Hire Purchase | Cash Price: £46,794 | Total Deposit: £7,799 | Total Amount of Credit: £38,995 | First Payment: £999.60 | 46 Monthly Payments: £999.60 | Final Payment: £1,009.60 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,995.80 | Total Amount Payable: £55,789.80 | Annual Fixed Interest Rate: 5.76% | Representative APR: 11.10%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,995 | Total Deposit: £1,199.50 | Total Amount of Credit: £10,795.50 | First Payment: £273.22 | 46 Monthly Payments: £273.22 | Final Payment: £274.22 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,320.06 | Total Amount Payable: £14,315.06 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £11,995 | Total Deposit: £1,199.50 | Total Amount of Credit: £10,795.50 | First Payment: £273.22 | 46 Monthly Payments: £273.22 | Final Payment: £274.22 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,320.06 | Total Amount Payable: £14,315.06 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
£36,000 + VAT
From £923/month
Ford
Transit Custom
£36,000 + VAT
(From £923/month)
2021
14,804 miles
Diesel
Automatic
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £43,200 | Total Deposit: £7,200 | Total Amount of Credit: £36,000 | First Payment: £922.81 | 46 Monthly Payments: £922.81 | Final Payment: £932.81 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,304.88 | Total Amount Payable: £51,504.88 | Annual Fixed Interest Rate: 5.76% | Representative APR: 11.10%
Product: Hire Purchase | Cash Price: £43,200 | Total Deposit: £7,200 | Total Amount of Credit: £36,000 | First Payment: £922.81 | 46 Monthly Payments: £922.81 | Final Payment: £932.81 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,304.88 | Total Amount Payable: £51,504.88 | Annual Fixed Interest Rate: 5.76% | Representative APR: 11.10%
£10,995
From £210/month
Volkswagen
Scirocco
£10,995
(From £210/month)
2017
53,557 miles
Petrol
Manual
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,995 | Total Deposit: £1,099.50 | Total Amount of Credit: £9,895.50 | First Payment: £209.34 | 58 Monthly Payments: £209.34 | Final Payment: £210.34 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,665.90 | Total Amount Payable: £13,660.90 | Annual Fixed Interest Rate: 5.30% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £10,995 | Total Deposit: £1,099.50 | Total Amount of Credit: £9,895.50 | First Payment: £209.34 | 58 Monthly Payments: £209.34 | Final Payment: £210.34 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,665.90 | Total Amount Payable: £13,660.90 | Annual Fixed Interest Rate: 5.30% | Representative APR: 9.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,995 | Total Deposit: £599.50 | Total Amount of Credit: £5,395.50 | First Payment: £136.55 | 46 Monthly Payments: £136.55 | Final Payment: £137.55 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,159.90 | Total Amount Payable: £7,154.90 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £5,995 | Total Deposit: £599.50 | Total Amount of Credit: £5,395.50 | First Payment: £136.55 | 46 Monthly Payments: £136.55 | Final Payment: £137.55 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,159.90 | Total Amount Payable: £7,154.90 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
£12,795
From £263/month
Volkswagen
Scirocco
£12,795
(From £263/month)
2017
32,187 miles
Petrol
Manual
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,795 | Total Deposit: £1,279.50 | Total Amount of Credit: £11,515.50 | First Payment: £262.40 | 58 Monthly Payments: £262.40 | Final Payment: £272.40 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,238.50 | Total Amount Payable: £17,033.50 | Annual Fixed Interest Rate: 7.34% | Representative APR: 13.90%
Product: Hire Purchase | Cash Price: £12,795 | Total Deposit: £1,279.50 | Total Amount of Credit: £11,515.50 | First Payment: £262.40 | 58 Monthly Payments: £262.40 | Final Payment: £272.40 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,238.50 | Total Amount Payable: £17,033.50 | Annual Fixed Interest Rate: 7.34% | Representative APR: 13.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,495 | Total Deposit: £749.50 | Total Amount of Credit: £6,745.50 | First Payment: £170.72 | 46 Monthly Payments: £170.72 | Final Payment: £171.72 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,450.06 | Total Amount Payable: £8,945.06 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Product: Hire Purchase | Cash Price: £7,495 | Total Deposit: £749.50 | Total Amount of Credit: £6,745.50 | First Payment: £170.72 | 46 Monthly Payments: £170.72 | Final Payment: £171.72 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,450.06 | Total Amount Payable: £8,945.06 | Annual Fixed Interest Rate: 5.26% | Representative APR: 9.90%
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £28,995 | Total Deposit: £2,899.50 | Total Amount of Credit: £26,095.50 | First Payment: £582.93 | 58 Monthly Payments: £582.93 | Final Payment: £592.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,890.30 | Total Amount Payable: £37,885.30 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
Product: Hire Purchase | Cash Price: £28,995 | Total Deposit: £2,899.50 | Total Amount of Credit: £26,095.50 | First Payment: £582.93 | 58 Monthly Payments: £582.93 | Final Payment: £592.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,890.30 | Total Amount Payable: £37,885.30 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
Don't just take our word for it!
Explore what our customers are saying about our dedication to delivering exceptional service.
Verified Review
Decided to change car - Alan/Ryan helped with all my questions and a car was purchased with no issues - first class service.
Stuart Fraser
AutoTrader
Verified Review
Great service, really attentive and a pleasure to do business with!
Anonymous
AutoTrader
Verified Review
Alan was fantastic, not your typical ‘car salesman'. Never felt under any pressure, it was a pleasurable experience to buy a car from him.
Shereen Hasham
AutoTrader
We offer competitive finance
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Monthly Payment£300
Alan and Ryan were great to deal with. Definitely "old school" with a wealth of experience. There is no hard sell from Alan as all his vehicles are of an exceptional standard. Great company to purchase from and I have no hesitation in recommending them.
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What sets us apart!
At Alan Macdonald Cars, we're dedicated to providing you with the best buying experience possible. We're proud to announce that we are now SAF Approved as well as achieving Autotrader’s Highly Rated award. Ensuring you have peace of mind when making your next purchase at Alan Macdonald Cars.
